Dental insurance is a valuable investment your and your family’s oral health. After all, patients who have insurance coverage are more likely to engage in routine preventive care that leads to long-lasting smiles. If you and your loved ones are covered by Delta Dental or Cigna Radius, our office is pleased to be in-network with your plan. We will also file and process claims from all insurance providers -- just to make things a little easier on you. Keep reading to learn more about how dental insurance works from your Delta Dental dentist in Carrollton!
Dental insurance is a way to make it easier to afford the services you need to prevent tooth decay and restore your smile if cavities, gum disease, tooth loss, or other oral health hazards occur. You or your employer pay for your insurance plan upfront in the form of a monthly premium, and in exchange you have a list of treatments you can receive for free or heavily discounted throughout the year. Most insurance plans are set on a calendar year, and unused benefits often do not rollover from one period to the next. For this reason, it is important to make the most out of your coverage throughout the year.
An in-network dentist is one who has signed a contract with your provider and will offer services at a predetermined, discounted rate for members. Our office is in-network with Delta Dental and Cigna Radius. If you are covered under these plans, you only need to pay the portion you owe (if anything) at the time you receive the service. We will take care of the rest and receive the full payment on the backend.
Even if your plan is not in-network with our office, you can still see Dr. Dandois for superior dental care. Unlike with medical insurance, you are not necessarily penalized for seeing an out-of-network dentist. Simply pay the full amount up front and our team of experts will file the claim and help make sure you receive the maximum reimbursement later on.
In order to really get the most out of your investment in dental insurance, make sure that you are taking advantage of the 6-month checkups and cleanings that come as a free benefit. This routine preventive care is the best way to protect your oral health and prevent the need for more significant restorative services later on. Should you require something more extensive, like a crown, bridge, or anything else that receives partial coverage, we can help you make strategic decisions to stretch your benefis.
As mentioned above, our front-office team will gladly file your dental insurance claim -- no matter who your provider is. As your Delta Dental and Cigna dentist in Carrollton, we will also provide your insurance company with all necessary documentation to ensure prompt processing and maximum benefits. If you have questions about your coverage, please do not hesitate to call us. We look forward to helping you maximize your insurance.